Hundreds of thousands of British travellers to Europe face excessive medical payments or the prospect of returning dwelling early because the deadline looms for the UK to go away the EU at 11pm British Summer time Time on Friday 12 April.

A well being minister has warned that the authorities can’t assure entry to medical remedy within the remaining 27 nations.

The Division of Well being and Social Care (DHSC) tweeted: “European Well being Insurance coverage Playing cards (Ehic) will not be legitimate if the UK leaves the EU with no deal.”

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As EU residents, British travellers are entitled to any medical remedy that can’t wait till they’re dwelling with the identical rights to healthcare as individuals insured within the host nation

If the UK ceases to be a member of the European Union on 12 April, because the default at the moment is, British guests to the remaining EU nations, along with Norway, Iceland, Liechtenstein and Switzerland, will lose their proper to medical remedy.

leftCreated with Sketch.
rightCreated with Sketch.

1/14 Passports

British passports that expire after 29 March 2019 will proceed to be legitimate as UK journey paperwork, however will lose the ability that comes with being a European Union passport – notably the appropriate of free motion throughout the EU27.
UK passports issued from 30 March 2019 may have the phrases “European Union” faraway from the duvet and the primary web page (together with the translations into Welsh and Gaelic). However they are going to nonetheless be burgundy. By October 2019, new British passports may have darkish blue covers

Getty

2/14 Pets

You’ll nonetheless be capable of journey to the EU along with your pet after Brexit, nevertheless it might properly get extra difficult relying on the standing that the European Union determine to use. If the UK is given “Half 2 listed standing”, there can be some additional necessities for travelling pets and house owners post-Brexit. “These would require an extra go to to the vet and a few further papers to be carried however wouldn’t forestall you from having fun with your journey,” says Eurotunnel.
Nevertheless it provides that if the UK is given unlisted, third-country standing, “house owners who want to journey with their pets from the UK to EU nations might want to talk about their particular preparations and necessities with an Official Veterinarian at the very least 4 months previous to their desired journey date

AFP/Getty

3/14 Eurotunnel/Eurostar

The Treaty of Canterbury between the UK and France governs the Channel Tunnel hyperlink and operations will proceed – topic to any native disruption at Folkestone and/or Calais

AFP/Getty

4/14 Driving

Motorists, whether or not taking their very own vehicles or hiring overseas, are more likely to have to get hold of an Worldwide Driving Allow or two; completely different EU nations are signed as much as completely different treaties, so for a visit embracing Spain and France you would wish each sorts.
These are at the moment bought from a restricted variety of Publish Workplaces, however the authorities intends to make them extensively obtainable. The fee is £5.50 for every.
Motor insurance coverage will not routinely prolong to the EU. Insurers will present on request a “Inexperienced Card”, for which an additional cost shall be made

PA

5/14 Flights

Even within the occasion of a no-deal Brexit, flights will proceed to function between the UK and European Union.
Nevertheless, within the occasion of the UK leaving with no deal, many flights are more likely to be cancelled as a result of departures can be capped at 2018 ranges. As UK airways have already introduced 1000’s of recent flights to Europe from the top of March 2019, some must be cancelled

Getty

6/14 Air routes

The community of flight hyperlinks between Britain and jap Europe may very well be affected by any discount within the variety of staff from these nations. Not solely do they use the flights – so do their households and pals

PA

7/14 Flight disruption rights

Present European passengers’ rights guidelines, referred to as EC261/2004, stipulate excessive payouts for delays and cancellations that can’t be attributed to “extraordinary circumstances”. Buried in a doc referred to as Past the Horizon: The Way forward for UK Aviation, the federal government says “the UK is not going to fall under present requirements of safety once we depart the EU”

AFP/Getty

8/14 Entry laws to the European Union

From 11pm GMT on 29 March 2019, UK travellers will change into “third-country nationals” when travelling to Schengen nations and topic to the usual guidelines of admission for residents of countries such because the US, Japan and Australia. Which means there should be at the very least 90 days (roughly three months) left in your passport past your supposed date of departure.
As a result of third-country nationals can stay within the Schengen space for 90 days, the precise examine carried out may very well be that the passport has at the very least six months’ validity remaining on the date of arrival

Getty

9/14 On-line registration previous to journey – ETIAS

From 2021, non-EU nationals who don’t require a visa to enter the Schengen space – together with British travellers – might want to request prior authorisation to go to Schengen nations.
The Journey Info and Authorisation System (ETIAS) is aimed toward lowering the “migration, safety or public-health threat” from nationals of visa-exempt third nations, which is what the UK will change into after Brexit. It prices €7 for 3 years

AFP/Getty

10/14 ‘Brexit clauses’

Numerous journey suppliers – even together with Nationwide Categorical coaches – have added “Brexit clauses” to their phrases and situations. These typically specify that they won’t be accountable for “consequential losses” on account of Brexit-related points

PA

11/14 ‘Quick monitor’ lanes for passport management coming into EU nations

British passport holders will be unable to make use of them, and should be a part of the queue for third-country nationals.
Folks holding an EU passport or ID card in addition to a British passport will be capable of exit the UK on the British passport however enter Europe on the EU doc

Getty

12/14 Ferries

The ferry business insists vessels will proceed to sail. The UK Chamber of Transport says: “Not like the carriage of cargo, commerce offers wouldn’t have a big impact on the cruise and passenger ferry business. The specific standardisation of commodity codes and tariffs related to commerce offers have little relevance to holidaymakers.”
Having stated that, the federal government and Kent County Council are planning for potential chaos at Channel ports due to a backlog of vehicles within the occasion of a no-deal Brexit. This may impinge on holidaymakers’ plans

PA

13/14 European Well being Insurance coverage Card (EHIC)

The EU says: “If you happen to fall unwell or have an accident throughout a go to to a different EU nation, as an EU citizen you may have the appropriate to obtain the mandatory public healthcare in any EU nation below the identical situations as individuals within the host nation.” The EHIC additionally works in Iceland, Norway, Switzerland and Liechtenstein.
Remedy, says the NHS, is “at a lowered value or, in lots of instances, freed from cost”.
From 11pm GMT on 29 March 2019, when the UK ceases to belong to the European Union, British travellers may have no automated proper to make use of the EHIC.
There isn’t a certainty about what could change it

PA

14/14 Cell phones

From 30 March 2019, the regulation banning cell phone corporations from charging additional for calls and information in Europe will stop, although operators have but to set out precisely what is going to change it. In principle, cell phone corporations can impose no matter charges they suppose the market will bear.
However Dave Dyson, chef govt of Three, says his agency is “dedicated to take care of the provision of roaming within the EU at no further value following Brexit”

AFP/Getty

1/14 Passports

British passports that expire after 29 March 2019 will proceed to be legitimate as UK journey paperwork, however will lose the ability that comes with being a European Union passport – notably the appropriate of free motion throughout the EU27.
UK passports issued from 30 March 2019 may have the phrases “European Union” faraway from the duvet and the primary web page (together with the translations into Welsh and Gaelic). However they are going to nonetheless be burgundy. By October 2019, new British passports may have darkish blue covers

Getty

2/14 Pets

You’ll nonetheless be capable of journey to the EU along with your pet after Brexit, nevertheless it might properly get extra difficult relying on the standing that the European Union determine to use. If the UK is given “Half 2 listed standing”, there can be some additional necessities for travelling pets and house owners post-Brexit. “These would require an extra go to to the vet and a few further papers to be carried however wouldn’t forestall you from having fun with your journey,” says Eurotunnel.
Nevertheless it provides that if the UK is given unlisted, third-country standing, “house owners who want to journey with their pets from the UK to EU nations might want to talk about their particular preparations and necessities with an Official Veterinarian at the very least 4 months previous to their desired journey date

AFP/Getty

3/14 Eurotunnel/Eurostar

The Treaty of Canterbury between the UK and France governs the Channel Tunnel hyperlink and operations will proceed – topic to any native disruption at Folkestone and/or Calais

AFP/Getty

4/14 Driving

Motorists, whether or not taking their very own vehicles or hiring overseas, are more likely to have to get hold of an Worldwide Driving Allow or two; completely different EU nations are signed as much as completely different treaties, so for a visit embracing Spain and France you would wish each sorts.
These are at the moment bought from a restricted variety of Publish Workplaces, however the authorities intends to make them extensively obtainable. The fee is £5.50 for every.
Motor insurance coverage will not routinely prolong to the EU. Insurers will present on request a “Inexperienced Card”, for which an additional cost shall be made

PA

5/14 Flights

Even within the occasion of a no-deal Brexit, flights will proceed to function between the UK and European Union.
Nevertheless, within the occasion of the UK leaving with no deal, many flights are more likely to be cancelled as a result of departures can be capped at 2018 ranges. As UK airways have already introduced 1000’s of recent flights to Europe from the top of March 2019, some must be cancelled

Getty

6/14 Air routes

The community of flight hyperlinks between Britain and jap Europe may very well be affected by any discount within the variety of staff from these nations. Not solely do they use the flights – so do their households and pals

PA

7/14 Flight disruption rights

Present European passengers’ rights guidelines, referred to as EC261/2004, stipulate excessive payouts for delays and cancellations that can’t be attributed to “extraordinary circumstances”. Buried in a doc referred to as Past the Horizon: The Way forward for UK Aviation, the federal government says “the UK is not going to fall under present requirements of safety once we depart the EU”

AFP/Getty

8/14 Entry laws to the European Union

From 11pm GMT on 29 March 2019, UK travellers will change into “third-country nationals” when travelling to Schengen nations and topic to the usual guidelines of admission for residents of countries such because the US, Japan and Australia. Which means there should be at the very least 90 days (roughly three months) left in your passport past your supposed date of departure.
As a result of third-country nationals can stay within the Schengen space for 90 days, the precise examine carried out may very well be that the passport has at the very least six months’ validity remaining on the date of arrival

Getty

9/14 On-line registration previous to journey – ETIAS

From 2021, non-EU nationals who don’t require a visa to enter the Schengen space – together with British travellers – might want to request prior authorisation to go to Schengen nations.
The Journey Info and Authorisation System (ETIAS) is aimed toward lowering the “migration, safety or public-health threat” from nationals of visa-exempt third nations, which is what the UK will change into after Brexit. It prices €7 for 3 years

AFP/Getty

10/14 ‘Brexit clauses’

Numerous journey suppliers – even together with Nationwide Categorical coaches – have added “Brexit clauses” to their phrases and situations. These typically specify that they won’t be accountable for “consequential losses” on account of Brexit-related points

PA

11/14 ‘Quick monitor’ lanes for passport management coming into EU nations

British passport holders will be unable to make use of them, and should be a part of the queue for third-country nationals.
Folks holding an EU passport or ID card in addition to a British passport will be capable of exit the UK on the British passport however enter Europe on the EU doc

Getty

12/14 Ferries

The ferry business insists vessels will proceed to sail. The UK Chamber of Transport says: “Not like the carriage of cargo, commerce offers wouldn’t have a big impact on the cruise and passenger ferry business. The specific standardisation of commodity codes and tariffs related to commerce offers have little relevance to holidaymakers.”
Having stated that, the federal government and Kent County Council are planning for potential chaos at Channel ports due to a backlog of vehicles within the occasion of a no-deal Brexit. This may impinge on holidaymakers’ plans

PA

13/14 European Well being Insurance coverage Card (EHIC)

The EU says: “If you happen to fall unwell or have an accident throughout a go to to a different EU nation, as an EU citizen you may have the appropriate to obtain the mandatory public healthcare in any EU nation below the identical situations as individuals within the host nation.” The EHIC additionally works in Iceland, Norway, Switzerland and Liechtenstein.
Remedy, says the NHS, is “at a lowered value or, in lots of instances, freed from cost”.
From 11pm GMT on 29 March 2019, when the UK ceases to belong to the European Union, British travellers may have no automated proper to make use of the EHIC.
There isn’t a certainty about what could change it

PA

14/14 Cell phones

From 30 March 2019, the regulation banning cell phone corporations from charging additional for calls and information in Europe will stop, although operators have but to set out precisely what is going to change it. In principle, cell phone corporations can impose no matter charges they suppose the market will bear.
However Dave Dyson, chef govt of Three, says his agency is “dedicated to take care of the provision of roaming within the EU at no further value following Brexit”

AFP/Getty

The DHSC says: “If you happen to’re planning to journey on or after 12 April, it’s best to proceed to purchase journey insurance coverage so you will get the healthcare remedy you want.”

However many older travellers, or these with pre-existing medical situations, use the Ehic as an alternative to insurance coverage.

The well being minister, Stephen Hammond, stated in a written reply: “The division recognises that individuals with some pre-existing situations depend on the Ehic to have the ability to journey.”

He stated that the UK had requested EU member states to take care of the established order, “together with an Ehic sort association with comparable advantages”, to the top of 2020. 

However he conceded: “It’s not potential for the UK authorities to ensure entry unilaterally to healthcare overseas, as this is determined by reciprocity from member states.”

The Affiliation of British Insurers (ABI) says: “For a lot of journey insurance policies available in the market, the lack of the Ehic is unlikely to result in a significant change to phrases and situations; any reference to the Ehic would merely be irrelevant and prospects would nonetheless be capable of make medical claims.”

However the organisation representing insurers warns: “Remember that there’s a small variety of insurance policies available in the market that state they are going to solely present cowl if in case you have and use an Ehic. 

“Clients on this place ought to examine their coverage and make contact with their insurer.”

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The ABI additionally predicts that premiums could rise within the occasion that reciprocal healthcare ends, saying: “Claims prices inside Europe are at the moment lowered as a result of presence of the Ehic.

“Within the absence of the Ehic or comparable reciprocal well being settlement, insurers will inevitably see a rise in claims prices – this might have a direct influence on the costs charged to shoppers.”

Whereas all EU member states present emergency medical care to anybody requiring pressing consideration, a retrospective cost shall be made to non-EU residents. The DHSC warns: “You possibly can anticipate to be charged in full for any care supplied with out an Ehic.”

The British Medical Affiliation says: “If sufferers are required to return to the UK for care, the NHS shall be put below even better stress and face further prices of as a lot as £500m per yr.”